When you are buying a property, there are a lot of work to do on our part...we need to find a home, open escrow and then do our inspections and fund and close sometimes in as little as 30 to 45 days...

The following is a general guideline as to what to expect:

1. Get a Pre-approval

This will help you decide what kind of price range and area we should be looking for homes for you...

2. Find your dream home

3. Write an offer and submit offer with a initial deposit to seller

The initial deposit is also called a honest money deposit. It's a good faith deposit to tell the sellers that we are serious and ready to buy!  This check will stay in my hand, your agent, until the seller accepts our offer and open escrow.  We will send the check to escrow company when escrow is opened, and then the money will be cashed by escrow company and stay with them until the the end of the escrow. At the end of escrow, that money will be applied toward your closing cost and down payment.

4. When seller accepts the offer, we open escrow and we send the initial deposit to the escrow company.

5. Normally we will have 14 to 17 days of buyer's contingency period to complete the following:

• Home Inspection
• Appraisal
• Loan Approval

Please note: you will have to pay home inspection and appraisal fees when we conduct the inspections...and these fees are non-refundable, if even you decided to not to buy this house later...they are part of the cost of buying a home...remember, if you are spending tons of money to buy a property, we better make sure that you know what you are getting yourself into before you buy it, right?

6. Remove All Contingencies

At the end of contingency period, we make sure that there is no issue with the condition of the property, no issue with the appraisal value, and you have a loan approval...then we will remove all contingency at this point...Please note, if you cancel after this period, you are breaching the legal contract and you will lose your deposit!

7. Sign Final Loan Doc

Finalizing your loan documents and at this time, you will bring any remaining balance needed for down payment and closing cost to the escrow company in the form of cashier's check.

8. Final Walk Through

9. Escrow closed and the house is transfered under your name

10. Possession of the property is delivered to you!

Now, you move in and enjoy your new home!