HomeSteps^® SmartBuy Purchase Program- Available Nationwide

HomeSteps SmartBuy, an exciting nationwide purchase program brought to you by HomeSteps, the real estate sales division of Freddie Mac. As a potential homebuyer you may be wondering, what makes a HomeSteps home a SmartBuy?

Start with the 2-year, HomeProtect^® Home Warranty offered on eligible HomeSteps homes. And know that HomeSteps homes are priced at fair market value. All add up to a SmartBuy.

HOMESTEPS^® SMARTBUY^™ PROGRAM
TERMS AND CONDITIONS

DURATION OF PROGRAM. PROGRAM SPONSOR.

The SmartBuy Program ("Program") is effective until withdrawn HomeSteps. To qualify, all participants must make an initial written purchase offer on a qualifying HomeSteps^®home, the property and the Program Participants must meet all eligibility criteria as set forth below and the Program Participants must complete purchase of the property... The sponsor of the HomeSteps^® SmartBuy^™ promotion is HomeSteps^®, a Freddie Mac^® unit (hereafter, the "Sponsor" or "HomeSteps"). The HomeProtect Home Warranty program and Home Protect Home Service Agreement are provided by HomeSure Services, Inc., except in the following states where it is issued by the identified entity: in Alabama, Florida, Illinois, Iowa, Nevada, New Hampshire, New Mexico, New York, North Carolina, Oklahoma, South Carolina, Texas, Utah, Vermont, Washington, Wisconsin and Wyoming, by HomeSure of America, Inc.; in California by HomeSure Protection of California, Inc.; in Arizona and Massachusetts by HomeSure of Arizona, Inc.; and in Virginia and Oregon, by HomeSure of Virginia, Inc. (collectively, these entities shall be referred to as "HomeProtect"). Home warranty repair services are provided by independent trades people/contractors hired by HomeProtect. The HomeProtect Appliance Discount service is provided by Cross Country Home Services, Inc. ("CCHS"). Home appliances are provided by independent appliance manufacturers participating with CCHS in the service.

This Program shall be subject to these official Terms and Conditions, and by entering, all Program Participants agree to be bound by the terms and conditions herein. (As used in these Terms and Conditions, "Participant(s)" and "you" shall have the same meaning.). Void where restricted or prohibited by law.

ELIGIBILITY:

• The HomeProtect Home Warranty is available only to Participants who purchase and close on a qualifying HomeSteps home1 during the Program. The home may be located in any one of the 48 contiguous United States or D.C. (excludes HI, AK, PR, VI & GU). The HomeProtect Home Warranty begins upon your qualifying home purchase closing date and continues for two years from that date (except in Georgia, where it begins upon closing and continues for two consecutive one year terms). The HomeProtect Home Warranty is valid only on HomeSteps homes1 that meet the following criteria:
• Single-family, owner-occupied, dwelling used solely for residential purposes (including condominiums, townhomes, coops, and villas)(certain mobile homes are covered if requirements are met);
• Homes¹ purchased or used for commercial or rental purposes are not eligible; second and vacation homes are not eligible;
• Purchase price must be greater than or equal to $25,000;
• Home purchases related to the National Community Stabilization Trust are not eligible for the HomeProtect Home Warranty;
• Properties purchased via auction are not eligible for the HomeProtect Home Warranty specifically stated by HomeSteps in the auction purchase and sale agreement and all other conditions for coverage are met.
• The HomeProtect Appliance Discount service is available only for homes1 located anywhere in the United States, other than Puerto Rico. You may use this service during the same period of time that your HomeProtect Home Warranty is in effect.