Top Team Realtor April Hsiung

An Absolute Must Before You Start Home Shopping…
Answers to your questions:
“How do I qualify for a loan?”
“What is Fico Score?”
“How much is closing cost going to be?”
“How much down payment is required?”
“What is an ESCROW?”
“How much money do I have to save?”
“How do I qualify for a first time buyer program?! “
“What about FHA and VA Loan?”
“Why do I need Title insurance?”
“Do I have to get a home inspection?”
“Where do I start if I want to buy a house now?”
“Do I need a home inspection?”
“Is interest only loan a bad loan?”

Before you start shopping for a home, there are many things you will need to know...from building your credit, getting a loan, what types of loan is available, to how a real estate transaction is processed from the beginning to closing...

In my home buyer's workshop, I will cover the following topics:

1.Why Buy A Home?
2.Types of Loans
3.Buyer’s Closing Cost
4.Prepare Yourself to Qualify for a Loan
5.Building, Repairing and Managing your Credit      
6.Escrow and Real Estate Transaction Process
7.Myth, Questions, Sacrifices…
8.Very Important Tips!!!

For instance, what's considered a good credit? Besides your fico score, there are many other factors involoved...such as how many tradelines do you have, and how seasoned these tradelines are...

If your credit is less than perfect now, you will need to learn how to start repairing and rebuilding credit.
If your credit is perfect, you will learn how to manage your credit...
Your credit will save you thousands of dollars when you buy a home!

Another focus I will cover in the class will be 100% financing, and different types of 100% financing.

I will talk about all types of loans and how to qualify for them...

Fixed Rate
HELOC
FHA
VA
Conventional
80/20 Loan

Before you start shopping, you will need to arm yourself with knowledge. This way, you prepare yourself for a smooth home buying experience!
 

 

 

 

My last few buyer workshops were great success!! that was in July 2006, and September 2006..and I am proud to say, that Kimber and Sandy from July's Workshop--are officially 1st time home owners of a great property in Chino as of
"Congrats, Kimber and Sandy!!"
This is why I love my job, you guys!! Therefore, I am holding this workshop again on October 22nd, 2006, Sunday 1-4pm in my office in Chino...
 
you and your friends are all invited to my free home buyer's workshop!
no matter you are looking to buy now, or looking to buy a property 5 years down the road, you will all benefit from this workshop!
 
this free class will answer some of the myths and questions about home loans and buying a home!
we will talk about different kind of loan programs out there, from 20% down to $0 down, 100% financing, to the option arm 1% mortgage.
 
also, we will walk you through the escrow procedures, from the moment you thought about buying a property to the closing date!
 
I will also cover the importance of title insurance, home inspection and also a very, very crucial topic:
BUILDING YOUR CREDIT AND MANAGING YOUR CREDIT
 
in this event, I will be focusing on how to find a great deal in the " Buyer's Market!"
For instance, did you know that you can buy a new beautiful home in chino right now with $2500 out of your pocket?!
I know it sounds to good to be true, but it's not!!
 
YOU WILL COME OUT OF THIS WORKSHOP WITH NEW CONFIDENCE AND KNOWLEDGE TO TO BUY YOUR FIRST PROPERTY!!

This a free class for anyone ever thought about buying a property...first time buyer...second time buyer...even if you want to buy a house 3 year down the road, you need to prepare yourself!!